Borrowing may not be right for everyone. Missing repayments can lead to serious money problems and affect your credit rating — only borrow what you can afford to repay.
Popular options
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Business funding
Merchant Cash Advances
Upfront funding repaid via a share of future card sales
Compare options →Other borrowing options
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Bad Credit Loans
Borrowing options for those with a limited or poor credit history
Compare options →Providers you might compare
See all →A few real, currently-operating UK providers, shown as honest examples. No partnership confirmed yet — always compare current rates directly with the provider.
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Direct lender
Lending Stream
Short-term loans repaid in fixed monthly instalments rather than a single lump sum.
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Membership loans
Creditspring
A fixed monthly fee gives members access to two interest-free advances a year, instead of charging loan interest.
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Not-for-profit lender
Fair for You
A community interest company offering affordable finance for essential household items to people who struggle to access mainstream credit.
Visit site ↗How this works in other countries
4+ real options per country — click a country to see the full list and compare.
Descriptions above are honest, general guidance, not financial advice. Specific lender rates and
representative APRs go live once a real lender-partner network is connected. See also our in-depth guides
linked from each category page.